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Corporate Investment Banking Credit Analyst

Company: Santander Holdings USA Inc
Location: Jersey City
Posted on: November 25, 2022

Job Description:

Corporate Investment Banking Credit AnalystCountry: United States of AmericaWHAT YOU WILL BE DOINGThe 1st Line Credit Management Analyst is an important member of the Consumer Large Corporate Banking Team. This position will work closely with the lead Credit Professionals and Relationship Managers (RM's) to present business opportunities for approval from the 2nd Line Credit Risk team. The Analyst also assists in the management of an active portfolio of complex and/or high dollar relationships, and routinely monitors them for risks inherent in a business loan portfolio.Additional Responsibilities:

  • Support the lead credit professional in multiple aspects of the underwriting process, including borrower ratings, transaction analysis, financial modelling, and development of credit committee materials
  • Follow a portfolio of large corporate clients including, covenant monitoring, reviewing earnings announcements and press releases, highlighting material news events to management
  • Develop a deep understanding of the assigned portfolio through close following of company developments, press releases and news reports
  • Identify risks and mitigants and articulate them through written word and through incorporating them into the financial model
  • Assist the Credit Professional in management of the internal approval process including ensuring accurate and timely completion of credit applications, borrower rating applications, annual and quarterly reviews.
  • Reviews relevant deal documents / information provided by Company / Sponsor, and third-party research reports
  • Review syndicated loan documentation for key terms and conditions.
  • Develop credit and present credit recommendations to lead Credit Professionals.Qualifications:
    • Bachelor's Degree or equivalent work experience - Finance, Accounting, Management, Economics, or equivalent field (Completion of a Formal Credit Training Program is a Plus)
    • 3+ years experience with underwriting loan transactions and portfolio management
    • Strong financial modeling and analytical skills
    • Experienced in corporate valuation including Discounted Cash Flows analysis
    • Good verbal and written communication skills.
    • Ability to work in a fast-paced environment with little supervision and simultaneously manage multiple projects
    • Strong time management abilities, meets agreed deadlines
    • Proficient in Microsoft Office, including Word, Excel and PowerPointFor NYC Job Applicants: The base annual salary range for this position is $85,500-$110,000. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. English

      Primary Location: -New York, New York, United States of America
      Other Locations: -New York-New York
      Organization: -Banco Santander S.A.

Keywords: Santander Holdings USA Inc, Jersey City , Corporate Investment Banking Credit Analyst, Accounting, Auditing , Jersey City, New Jersey

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