Risk Strategy Analyst

Company: Bluevine
Location: Jersey City
Posted on: June 18, 2022

Job Description:

About BlueVineBluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them. By combining best-in-class technology with advanced security and a deep understanding of the small business community, we deliver end-to-end banking and lending products that empower always-on entrepreneurs to grow their businesses with confidence.As a dynamic company with massive potential, we're backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and nearly 9 years of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and a global team of more than 500 people. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we're just getting started.All of this begins with our team who are driven by collaboration, problem-solving, and learning and growing together. With a commitment to innovation and community impact, our mission is to help every small business-and every team member-thrive. Join us!Risk Strategy Analyst 1

• Serves as an analyst for the Risk Strategy team; responsible to drive credit, fraud, and the strategies team efforts to achieve corporate and business level OKRS
• Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action
• Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences ranging from the Board of Directors to operational leaders
• Conduct independent analysis of tradeoff decisions such as analyzing possible incremental losses from a risk policy changes vs. the incremental revenue
• Help build out BlueVine's risk governance structure, including a quantitative risk appetite statement with metrics and limits, in a manner that would pass regulatory scrutiny as a Bank or Public Company
• Research best practices for Risk organizations and recommend implementations that work for BlueVine
• Work with Risk Data Automation to design and complete experiments such as A/B tests or analysis of the risk/revenue impact of leveraging a new vendor data source
• Research and present out of the box solutions to limit credit and fraud risk while maximizing revenue and minimizing customer friction
• Leverage excel, SQL, and python or similar tools for quantitative analysis
• Teach, coach, and mentor junior risk analystsWhat We Look For
  • 1+ years of relevant experience
  • College degree (Economics / Mathematics / Business) or relevant work experience as an Analyst in a financial institution
  • Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs)
  • SQL is required, Tableau and Python knowledge/coding experience preferred
  • Analytical and detail oriented
  • Quick-thinker, fast learner, problem solver
  • Strong work ethic-gets things done within a strict time frame
  • Collaborative nature
  • Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer supportBenefits & Perks
    • Over $1,000 annually for a wellness benefit of your choice
    • Monthly WFH stipend
    • PTO, Company Holiday, and Flexible Holidays
    • Excellent health coverage and life insurance benefits
    • Generous, paid parental leave covering up to 16 weeks
    • 401K with an immediate 3% company match
    • Access to financial coaches and education sessions
    • Company-sponsored Mental Health Benefits, including 1:1 therapy
    • Community-based volunteering opportunities
    • Free commuter benefits - Caltrain passes for San Francisco employees and a monthly parking allowance
    • Weekly catered lunches and fully stocked kitchen pantries
    • Quarterly DoorDash credit
    • Dog-friendly HQRead what candidates and employees have to say about us. Check out our Glassdoor Page .

Keywords: Bluevine, Jersey City , Risk Strategy Analyst, Professions , Jersey City, New Jersey